Salary Calculator
Real-time Nepal payroll engine for SSF & PF scenarios — FY 2081/82.
Salary Inputs
Configure salary components, deductions, and insurances. Calculations update in real time.
Marital Status
Contribution Type
View Mode
Compare SSF vs PFShow both side-by-side
Rs/ month
Monthly basic — drives fund contribution
Rs/ month
Monthly fixed allowances
Rs/ year
One-time annual bonus
Rs/ year
Annual lump-sum perks / bonuses
Monthly Cash in Hand
Rs 84,433
SSFSingleAnnual: Rs 10,13,200
Annual GrossRs 14,55,000incl. ER contribution
Annual SSFRs 2,79,000ER 20% + EE 11%
Annual TaxRs 1,02,800Effective 7.07%
Taxable Income Derivation
How annual gross becomes taxable income (FY 2081/82, Section 63)
Annual Gross (Basic + Allowances + Bonus + Other + ER Contribution)
Rs 14,55,000Section 63 — SSF (ER + EE) + CIT, capped
Rs 3,39,000Insurance (Life + Health + House, with caps)
Rs 40,000Annual Taxable Income
Rs 10,76,000Section 63 capRs 5,00,000
1/3 of grossRs 4,85,000
Fund + CIT totalRs 3,39,000
Annual Taxable Income
Rs 10,76,000
After Section 63 + insurance
Annual SSF (ER + EE)
Rs 2,79,000
ER Rs 1,80,000 · EE Rs 99,000
Section 63 Deduction
Rs 3,39,000
Cap Rs 5,00,000
Insurance Deduction
Rs 40,000
Life + Health + House (capped)
Monthly Gross
Rs 1,21,250
Total Package ÷ 12
Monthly Tax
Rs 8,567
7.07% effective
Monthly SSF/PF (Total)
Rs 23,250
ER Rs 15,000 + EE Rs 8,250
Annual Savings
Rs 1,59,000
EE Fund + CIT
SSFSelected
Social Security Fund
ER 20% / EE 11%
Monthly Cash in Hand
Rs 84,433
Annual: Rs 10,13,200
Annual Tax LiabilityRs 1,02,800
EE Fund ContributionRs 99,000
ER Fund ContributionRs 1,80,000
Section 63 DeductionRs 3,39,000
Taxable IncomeRs 10,76,000
Higher Net
PF
Provident Fund
ER 10% / EE 10%
Monthly Cash in Hand
Rs 84,542
Annual: Rs 10,14,500
Annual Tax LiabilityRs 1,10,500
EE Fund ContributionRs 90,000
ER Fund ContributionRs 90,000
Section 63 DeductionRs 2,40,000
Taxable IncomeRs 10,85,000
PF yields a higher annual net pay by Rs 1,300 for these inputs.
SSF waives 1% Social Security Tax
Annual Distribution
Take home vs tax vs savings
Take Home
79.5%
Tax
8.1%
Savings (EE + CIT)
12.5%
Monthly Breakdown
Gross to net pay flow
Tax Slab Breakdown
How your taxable income of Rs 10,76,000 is taxed across the single status slabs
| Slab | Range | Rate | Taxable In Slab | Tax |
|---|---|---|---|---|
| First (Social Security Tax)waived | Rs 0 – Rs 5,00,000 | 0% | Rs 5,00,000 | Rs 0 |
| Next 200,000 | Rs 5,00,000 – Rs 7,00,000 | 10% | Rs 2,00,000 | Rs 20,000 |
| Next 300,000 | Rs 7,00,000 – Rs 10,00,000 | 20% | Rs 3,00,000 | Rs 60,000 |
| Next 1,000,000 | Rs 10,00,000 – Rs 20,00,000 | 30% | Rs 76,000 | Rs 22,800 |
| Next 3,000,000 | Rs 20,00,000 – Rs 50,00,000 | 36% | Rs 0 | Rs 0 |
| Above 5,000,000 | Above Rs 50,00,000 | 39% | Rs 0 | Rs 0 |
| Total Annual Tax Liability | Rs 10,76,000 | Rs 1,02,800 | ||